Finance

For property owners, investors, or developers, mastering the details of commercial property finance is key to informed decision-making Our content spans a broad spectrum, exploring the specifics of lease agreements and financing options like land loans and commercial property loans. Our Finance category is designed to provide you with the knowledge and insights you need to grow in the complex world of commercial property finance and make smart financial decisions.

Capital Gains Tax on Commercial Property: How Your Ownership Structure Affects What You Pay

Understand the rates, reliefs, and structural choices that shape your CGT liability before you sell.

Commercial Property Rental Income: How Your Ownership Structure Determines Your Tax Bill

Understand which structure suits your portfolio, how each one is taxed, and what it costs to change course.

VAT on Commercial Property: Why the Option to Tax Is a 20-Year Commitment

Learn how a single VAT election shapes every letting and future sale for two decades.

Buying Commercial Property Through a Limited Company: How It Affects Your Tax Position from Purchase to Exit

Discover whether the corporate structure delivers a genuine tax advantage for your specific investment profile.

What is a Rent Review in a Commercial Lease?

Navigating the Impact of Rent Reviews on Your Commercial Property Costs and Rights

Commercial Property Business Rates Explained

Understand How Ratable Value and Consumer Price Index Help Determine Business Rates

Dilapidations in UK Commercial Leases: What Tenants Owe at the End of a Lease

A practical guide to understanding your dilapidations liability, limiting your exposure, and protecting your position at every stage of a commercial lease.

Heads of Terms in Commercial Property: What to Agree Before You Sign

A tenant’s guide to negotiating, reviewing, and signing heads of terms before lawyers get involved.

Break Clauses in Commercial Leases: How to Use Them Without Losing Your Rights

What every commercial tenant needs to know about conditions, notice requirements, and the financial cost of getting it wrong.

Service Charges in Commercial Leases: What Tenants Pay and How to Limit Exposure

With no statutory cap on what landlords can recover, what you negotiate before signing determines your true occupancy cost.

Schedule of Condition: How to Protect Yourself Before Taking on a Commercial Lease

The document that caps your repair liability at the start of a commercial property lease and protects you from dilapidations claims at the end.

Security of Tenure in Commercial Property: Your Rights Under the 1954 Act

Understand your statutory renewal rights, navigate the contracting-out process, and protect your position if your landlord pushes back.

Letter of Intent in Commercial Property: How It Compares to Heads of Terms

A straightforward guide to what each document does, how they differ, and what to look out for before you sign.

Fixed vs. Floating Charges: How Security Structures Shape Commercial Property Financing

The mechanics of lender security, crystallisation triggers, and where floating charge holders stand when it matters most.